About Sarva Haryana Gramin Bank in Head Office, SHGB HOUSE Plot Number 1, Sector 3, Rohtak

Sarva Haryana Gramin Bank comes into existence after amalgamation of 2 RRBs namely Haryana Gramin Bank, Head Office, Rohtak (Sponsor by Punjab National Bank) & Gurgaon Gramin Bank, Head Office, Gurgaon (Sponsor by Syndicate Bank) vide Notification dated 29.11.2013. At present the Head Office of the Bank is at Rohtak. Sarva Haryana Gramin Bank operates in all 21 Districts of Haryana State.

Sarva Haryana Gramin Bank is the biggest Bank of the Haryana state & PNB Sponsored RRBs, in number of branches. SHGB is largest Bank in PNB Sponsored RRBs in Total Business and forming 35.37% of the total business of all 5 RRBs.

As on 30.06.2014 Sarva Haryana Gramin Bank is having 554 Branches and 646 USBs (including 1 special USB) all over Haryana.

As on 30.06.2014 Total Business of the Bank is Rs.14921.77 Crore, having Total Deposits Rs.8985.55 Crore and Total Advances Rs.5936.22 Crore. Share of Prime Deposit to Total Deposit is 54.53%.

Bank has organized 3 MAHA PARVAS during the year. The details are as follow:-

On 22.05.2013, “Financial Literacy MAHAPARVA” and we added 24329 new customers to Bank on the day.
“Children Day” in different schools and colleges, Essay Writing Competition, Debate on Financial Literacy etc. were main agenda of the day. The students who performed best on the day were awarded by the Bank.
On 29.01.2014, “Mission Financial Literacy and Financial Inclusion Day” was organized by the Bank. 34071 new customers were added to bank on the day.
The Network of the bank consists of 9 Regional Offices and 554 branches.

The Bank is committed to the objective to cater the financial needs of rural masses to make them self reliant and to facilitate them with better and safer saving opportunities, keeping in view the social responsibility with special care for weaker sections of the society.

Prominent features of the Bank as on 31.03.2014 are:

As on 31.03.2014
Per Branch Business is Rs. 26.45 Crore.
Per Employee Business is Rs. 5.81 Crore.
Per Employee profit is Rs. 6.20 Lakh.
Sarva Haryana Gramin Bank has been selected as Self Help Group Promotion institution (SHPI) by NABARD.
Bank has established 7 Financial Literacy Centres in different Districts of Haryana State.
Bank is promoting NPS Lite Swavalamban Scheme of PFRDA.
SHGB has been adjudged as a facilitator for Distribution of E-Pension in the State.
Sarva Haryana Gramin Bank is the 1st Bank of India regarding printing of Material on Financial Literacy as per R.B.I. standards.
The Bank is having 39 lakh customer base.
The advances to Agriculture Sector are Rs. 2485 crore i.e. 44 percent of the total advances.
Priority Sector Advances stood at Rs. 3399 crore (excluding IBPC Rs.1690 Crore to sponsor Bank), which constitute 60 percent of total advances.
CD Ratio of the bank is 64.59 percent against National goal of 60 percent.
NPA level of the Bank is Rs. 270 crore which is 4.80% of the total advances and Net NPA ratio is 3.16%.
Bank is continuously earning profits and the bank has earned gross profit of Rs. 232.35 crore during last financial year ended March 14.
Bank is encouraging promotion of SHGs, JLGs and Solar Home Lighting system.
Bank’s contribution in socio-economic upliftment of rural poor, small and Marginal farmers is the highest in the state.
Bank has developed its own in-house training center at Rohtak.
Recovery of the Bank is 86% against the recovery target of 85%.
Bank is 100% CBS compliant and providing technology driven banking services like NEFT, ECS.
Bank is fulfilling its social obligations and playing lead role among other banks in the state in implementation of various social welfare schemes like MNREGA, scholarship to SC/ST beneficiaries, etc. of State and Central Government.
Bank has deep penetration in rural areas and playing vital role in rural development and poverty alleviation. Out of total 542 branches, 410 branches (76%) are in rural areas.
Bank has been biggest contributor to BPL families in the state for rendering financial assistance under Housing Board Scheme.
Bank has bagged 1st position in the state in formation of Farmers' Club and the honour was bestowed upon Bank by Sh. Bhupender Singh Hooda, Hon'ble Chief Minister, Haryana on 12.07.2013 in a function organized by NABARD at Chandigarh.
Gram Sabha meetings are being organized on weekly basis by all the rural branches of the Bank.
FUTURE OUTLOOK

To focus on Housing Loans, Car Loans, MSMEs & KCC above 10 Lacs to increase the Credit Deposit Ratio of the Bank.
To focus on promotion of micro credit dispensation through Self Help Groups, JLGs etc.
Making 100% financial inclusion in the villages allocated to our Bank in particular and in the command area of all branches of the bank, in general.
Bank envisages diversifying its lending activities to meet all productive and consumption needs of its customers in a hassle-free manner with holistic approach.