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About Uttarakhand Gramin Bank in Near Royal Hotel, Mallital, Nainital
Uttarakhand Gramin Bank, sponsored by the State Bank of India established under the RRBs Act 1976, came into existence on 1st Nov. 2012, after the amalgamation of the 2 RRBs viz. Uttaranchal Gramin Bank, Dehradun (Sponsored by SBI) & Nainital Almora Kshetriya Gramin Bank, Haldwani (Sponsored by Bank of Baroda) in Uttarakhand state.Uttaranchal Gramin Bank was established on June 30th 2006 vide Gazette Notification dated 30.06.2006 issued by Govt. of India, under section 3 (i) of RRBs Act 1976 (21 of 1976), after amalgamation of three erstwhile Regional Rural Banks viz. Ganga Yamuna Gramin Bank, Alaknanda Gramin Bank & Pithoragarh Kshetriya Gramin Bank, all sponsored by premier Commercial Bank of the country i.e. State Bank of India in the State of Uttarakhand. Accordingly, Bank's area of operation is extended in the districts of Dehradun, Tehri, Uttarakashi, Haridwar, Pauri, Chamoli, Rudraprayag of Garhwal Division and district Pithoragarh and Champawat of Kumaun Division in Uttarakhand.
Nainital Almora Kshetriya Gramin Bank Sponsored by Bank of Baroda was established on 26th March, 1983. The area of operation of the Bank is Nainital, Almora, Bageshwar and Udham Singh Nagar districts. The main objective behind establishment of the Bank was to provide banking facilities in rural area and provide financial assistance particularly to small, marginal farmers, landless laborers and other weaker sections.
Nainital Almora Kshetriya Gramin Bank comes under scheduled Bank included in 2nd schedule of Reserve Bank of India Act, 1934 and is authorised to do banking business defined in Section 6 in Banking Regulation Act. Like other banks customers' deposits are insured as per rules by Deposit Insurance & Credit Guarantee Corporation.
The Head Office of the Bank is situated at Dehradun, which is the Capital city of the State of Uttarakhand. The major area of operation which is extended in remote areas of the state is thinly populated and seven districts of service area fall under "Zero Industry" zone. However, the area is widely acknowledged for its famous pilgrim centers and tourist places.
Despite abundance of water resources, this area has negligible irrigation facilities and farmers are forced to use conventional methods of farming. Though cash crops like potato, ginger and fruits like malta, apple are cultivated in small areas yet due to lack of basic infrastructure, viz proper transportation, processing and storage facilities such cultivation is restricted in a few pockets only.
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