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About Fasttrack Housing Finance Limited in 3, Narayan Building, 23, L N Road, Dadar(E), Mumbai
a)History of Fast Track Housing Finance Private Limited.Fast Track Housing Finance Private Limited has been conceptualized with the objective of making finance available to individuals who wish to own a house. We want to contribute to the Indian economy by bringing no income and low income profiles in the main stream of Society by helping them, to build their own dreams…. Their own House. We want to commit ourseives to the common economic goal of financial inclusion.
It has been observed that a signifcant percentage of people in India struggle to build their own shelter and finance remains one of the big hurdles. They find it difficult to avail housing finance from nationalised or private banks and NBFC’s due to income issues where records of incomes are not maintained; and property related issues like Sale of property without consent of legal hairs, in some cases proper records of property are not maintained and also entire legal process for transfer of property is not followed like probated will not obtained, succession certificate from magistrate not obtained etc.; which becomes obstruction in availing Finance. In such situation, these small business profiles having no or low income fall prey to local financers or money lenders who lend them at exorbitant rates.
Not all such cases are problematic. We, at Fast Track Housing Finance Private Limited, are committed to make finance option available where despite of good income, finance is not available due to non-availability of income proof and property issues.
With core Values such as Transparency, Integrity, high business ethics, entrepreneurial approach we intend to become India’s best Housing Finance Company.
Fast Track Housing Finance Private Limited is promoted by Mr. Sudhir Valia. He is a Chartered Accountant by qualification and is on the board of Sun Pharmaceutical Industries Limited. He is having expertise in buying out sick units and turning them profitable. He also has a vast experience in the Real Estate industry, having participated in numerous projects in Mumbai.
b)Objective of Fast Track Housing Finance Company Pvt. Ltd
i)To make Housing Finance readily available to every segment of Society in Rural India
ii)Help small businesses to raise finances from their existing properties in Rural India
iii)Help low income profile customers to raise Finance for buying or constructing their own house
iv)Contribute to affordable housing segment and encourage low cost housing by funding to Small Builders in Rural India for their trunkey projects
c)Vison and Mission Statement
Vision Statement: Make Finance available to individuals of India who wish to have their own Independent House or want to grow their business.
Mission Statement:
At Fast Track Housing Finance Ltd. we are committed to make finance option readily available to middle class and lower middle class segment of rural india which mainly runs on cash transaction and hence remains deprived of finance options for their homes or business. We are committed to provide easy finance option to those individuals of India which is in the debt trap of local money lenders. In a process we are committed to our core values of innovation, integrity, utmost transparency to bring dream of every deserving person in India to reality by providing them small ticket home and business finance.
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