About Ramji Raghavan Financial Services in , Chennai

Ramji Raghavan Insurance Services is founded by Ramji Raghavan. 13 years of experience and practical learning in the field of Life Insurance is the back bone of this service. Mr.Ramji, holds a "fellowship" from the "American College, USA" and also and a diploma in "Financial Services Specialization". He has qualified for the "Million Dollar Round Table" in the year 2006 and in the year 2013. He has certifications from the "National stock Exchange" on Financial Markets &Commodities market. He has done his Masters degree in Psychology from the "University of Madras". He has been involved in training & Moderating since 2003 and has delivered sessions for agents, Managers and employees of ICICI PRU LIFE, BIRLA SUN LIFE, LIC,TATA AIA &HDFC LIFE. He has qualified for International star club in IPRU where he holds his agency license for the years 2001-2 and 2012-13. He also holds the "Distribution Leader" code from IPRU to recruit insurance advisors in his team.

RRIS, offers services to MICRO, SMALL & MEDIUM size business owners and its employees besides providing professional consultation for employed, self employed & Professionals. For business owners the following subjects are covered.

SAVE TAX & REDUCE LIABILITY, BUILD VALUE OF YOUR BUSINESS

1. Succession planning (What do you want to happen to your business? When you die or retire?)
2. Contingency Planning (Disability, Illness which removes the owner from the active business, how to plan for it)
3. Employee retention & loyalty programs
4. Group life, pension & gratuity programs
5. Owner(s) Retirement income planning, Personal Investment needs and health care cost insurance.
6. Immediate Annuities.

For Other categories the following subjects are covered.

Tax qualified long term wealth creation

1. Income protection ( If you are not there tomorrow, where the income will come from? How long? Is that enough?)
2. Hospital expenses insurance
3.Disability ( In case of disability due to accident or illness, income is affected, how to plan for this contingency?
4. Children College Education funding programs
5. Retirement income planning
6. Annuities for parents
7. Asset creation through whole life policies.

The suitable plans are chosen based on information provided by the client and after careful and scientific analysis. The service includes face to face meeting, implementation of selected programs, and after services.

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